AEON i-Cash personal financing is available to all Malaysians, regardless of their job. This means you can apply for an AEON personal loan, whether you are in the public, private or self-employed sector. Even pensioners and the Malaysian Armed Forces (MAF) are eligible. What makes this personal loan popular are the requirements. To apply, candidates must earn at least RM18,000 per year, or approximately RM1,500 per month. A personal financing plan like AEON iCASH Personal Financing can help fill the financial gap without breaking the bank! Check out the features that make AEON iCash one of the most rewarding Islamic private financing in Malaysia. With a variety of benefits and features, you can maximize your profits and get the most out of your loan. The AEON iCash personal loan is also an unsecured loan. Therefore, the applicant does not have to provide a security, deposit or guarantor to apply for it. The applicant must provide a valid local HKD bank account for money transfer and monthly repayment when applying for the loan via the AEON HK」 mobile app. Once the credit application and use is successful, the approved amount will be transferred to your specified account immediately via the Faster Payment System (FPS) 24/7 under normal circumstances. However, the bank or entity in question may have restrictions on the receipt of funds.
The actual status of receipt and the time of receipt are subject to the agreement or decision of the respective bank/entity. AEON is not responsible for losses incurred due to a delay in the processing time. # If an additional document can be provided, it is useful to get a higher loan amount.▽ Applies only to the loan amount of HK$600,000 or more.+ With a loan amount of HK$600,000 and a loan repayment term of 12 months for calculation. The lowest annualized percentage (“APR”) of 4.49% is a loan amount of HK$600,000, a monthly flat rate of 0.2% with a repayment period of 12 months. The figure assumes a loan amount of HK$600,000, or a monthly lump sum of 0.2% with a repayment period of 12 months. The total amount of interest payable is HK$14,400 and the total amount of loan repayment is HK$614,400. The above example is provided for reference purposes only. AEON iCASH Personal Financing is an unsecured Islamic private financing with a high financing limit and low monthly profit rates. Warning: You must repay your loans. Don`t pay the middlemen. For each complaint, please call: 2895 6262 Apart from the 1,000 Php processing fee, there are no other fees associated with processing your AEON personal loan application. The processing fee will be deducted from the total amount of your cash credit.
Personal financing services with low requirements and flexible repayments. Aeon Credit Service is a financial services company that is part of the Aeon Group, best known for its Aeon department stores and supermarkets. Aeon Credit Service mainly offers credit cards and personal loans. AEON iCash loans are among the most popular Shariah-compliant unsecured private financing in Malaysia. This type of credit uses the Bai Al-Inah concept, which is also used by most Islamic personal financing systems in the world. The credit terms available for AEON personal loan are 6 months and 12 months AEON iCash Personal Financing is a personal loan plan offered by AEON Credit Service (M) Bhd. AEON Credit Malaysia is the company behind AEON Big and AEON Jusco and is part of the AEON Japan Group. If your AEON iCash loan application is approved, AEON Credit may charge you a fee based on the loan amount. The applicant must be a Malaysian citizen employed as a government official, an employee of a private sector organisation or self-employed person with a minimum gross wage of RM1,500 per month.
The decision on the approval of the financing rests exclusively with AEON Credit Service. AEON iCash Personal Financing is an Islamic personal financing plan of AEON Credit Service (M) Berhad. You can receive installment payments at affiliate stores across the country for your purchases. You can read them on the company`s official Facebook page. Here are some of them: Our advice is to apply for funding of more than RM10,000. Not only are you entitled to a lower interest rate, but you are also entitled to a lower processing fee. Makipagugnayan lamang sa AEON Credit Service Headquarters: If you have the AEON Credit Prepaid MasterCard, you can have your money transferred to your card up to RM10,000 and withdrawn at your nearest AEON credit branch. The number of the credit hotline Аeon has recently been changed. Call +63 2 631 1399 and the operator will inform you of everything about the payment plan.
AEON iCASH Personal Financing is open to Malaysian citizens working in the private sector and uniformed entities such as the police and military with a minimum monthly income of RM1,500. Make your dreams and aspirations come true with the help of AEON Personal Loan. You can pay at Aeon service centers, deposit machines, online banking, interbank GIRO or via atm transfer. There are different payment channels such as online banking, ATM transfer, interbank GIRO, cash and check ATM and at the AEON service center counter. At any time, if you default on your monthly payment, you will be charged a penalty between RM18 and a maximum of RM40. Of course. You can complete the payment of your personal iCASH financing facility as soon as possible and free of charge! Do you need money to pay for your children`s university fees or expensive medical bills? Or maybe go on vacation or to tinker with the renovation of the house? Use your AEON Personal Loan Agreement number when paying through the following accredited payment channels: After that, AEON Credit Service will contact you within the same business day and ask you to provide the required documents. For the amount of financing less than RM10,000, there is a 4% processing fee.
Do you plan to fund more than that? Enjoy only a 2% processing fee for an amount between RM10,001 and RM100,000, limited to RM400. The approval process takes within 1-3 days. It is subject to the information you submit to Aeon. You can borrow at least RM1,000, up to RM100,000 from AEON iCASH Personal Financing and repay the Islamic Facility on flexible terms between 6 and 84 months. For payments made after the 2nd of each month, a late payment fee will be charged: As a general rule, AEON will need 3 days to process and approve your iCASH personal financing application. Interestingly, you can also withdraw your approved money to your chosen savings account or checking account on Sunday! The earning rate starts at just 7.92% per year and goes up to 18% per year, depending on the amount of your financing. If your AEON iCash application has been approved. The applicant must be between the ages of 18 and 60 to be eligible. Loanable amount up to RM100,000 for a maximum funding period of seven years. The Aeon mobile app is currently only available to existing customers.
It allows you to access your credit information, view your payment history, and check your Aeon balance. You can apply for funding from a minimum amount of RM1,000. This means that AEON iCash personal financing is perfect if you are looking for money quickly. If you want to borrow more, you can apply for up to RM100,000 with a term of 6 months to 7 years. If you are an employee, please prepare the following: The customer will be informed by SMS by AEON Credit Service of the status of his application (Approve/Reject). If the request is approved, the AEON representative will contact the customer to sign the purchase agreement at the nearest AEON Credit Service branch. This is the Bai Al Inah concept (sale-redemption with installment payment) Before you can take the money in hand, you must sign the purchase contract at the respective counter of AEON Credit. Then you can withdraw the money at any ATM.
Only 2 pieces of valid ID (at least 1 piece of government-issued ID) and a stable income. In some cases, an advance payment is required. The AEON retention code is issued to customers whose AEON payout plan accounts are closed. You will receive them by SMS via your registered mobile phone number. Payments to your iCASH Personal Financing Facility must be made no later than the 2nd day of each month.